May 18, 2018

What Are The Consequences Of Being Convicted Of A Felony?

Note: This post has been contributed.
 
As US law states, the more serious the crime, the more severe the punishment. However, while that tells you how the legal system is staggered in terms of how felons are expected to pay for crimes they commit, it does not tell you what the consequences of committing a felony means. Smaller crimes are called misdemeanors, and these are much less serious than felonies, and so have much less serious consequences; usually, they result in a fine and no further action. 
However, being convicted of a felony is much more serious and can result in many long-term issues in terms of your career and lifestyle, not to mention the fact a felony, depending on the grade, may result in jail time. Of course, it’s advised that to prevent these kinds of issues occurring; you should aim to avoid committing a felony. However, if you’ve already committed a felony, then you may be wondering what the consequences will be and just how serious the ramifications will be for you.
What are the possible punishments for a felony?
When it comes to dealing with felonies, it’s important to understand that the exact punishment will depend on the state that you live in. The fact is that every state has its own methods of managing felonies, and so the consequences change from state to state. However, usually, felony crimes are considered to be more serious and include things such as murder, rape, arson, assault, and theft. 
In most states, crimes lesser than these are punished with fines and community service rather than jail time. Of course, felonies are ranked from A to E with A being the most serious and E being the least serious. Class A felonies can earn you life without parole or any other long period of time. While a class B through to class D felony can carry a maximum penalty of six to 25 years in jail, and class E comes with a penalty of up to 3 years in jail. 
It’s important to understand that it isn’t rare for a felony to include both prison time and a fine. You may also be made to legally compensate the victim or the family of the victim as part of your punishment and rehabilitation. 
Can you appeal a felony conviction? 
If you are faced with a felony conviction that you believe is not a fair one, or there’s reason to believe that you are innocent, then you do have the opportunity to appeal to a higher court. However, that being said, appealing a criminal conviction is something that can be very difficult to do, and something that you will need a lot of hard evidence and a very good legal team for. That being said, it can be successfully done. 
It’s important to understand that if you choose to appeal your sentence, then your defense attorney will need to be able to show that a mistake has been made somewhere in terms of your case and the evidence that supports it. If you aren’t happy with the felony charge that you have received and believe it hasn’t been given fairly, then talking to an expert in criminal defense law is highly recommended.
Can your conviction be expunged? 
When you are convicted of a felony, regardless of what grade felony, it will remain on your record forever. This means that it can have long-term consequences, such as preventing you from working in certain sectors, such as working with children. It can also limit your employment opportunities as very few companies are keen to take on people who have felonies on their records. 
Of course, this does depend on the type of felony that you were convicted of - lesser crimes tend to offer more in terms of career opportunities because of their less severe nature. However, because a felony remains on your record forever, this is why some people seek to have it expunged so that it is removed completely. 
What is expungement? This is when your criminal record is destroyed completely, which makes it as if the crime never happened. However, when it comes to the process of expungement, it’s important to understand that there are some very strict rules in place regarding who can and cannot be expunged. These rules are set out by the state, and each state has rules that differ slightly, meaning that getting expunged changes from state to state. In some states no one with a felony on their record can be expunged, in other only non-violent felonies can be expunged. 
For anyone looking to get their records expunged, it’s important to consult with a specialist criminal lawyer who is familiar with the process that needs to be undertaken to get the wheels in motion. However, it’s important to understand that when it comes to expungement, there is never any guarantee of success. You can attempt to get expunged, and with a very good lawyer you may well succeed, but there’s never any guarantee of success. It very much depends on a wide range of variable, from the crime you committed and your attorney to the state you are in and the judge’s temperament. 
The truth is that being accused of committing a felony can be completely life-altering. Being convicted with a crime that comes with a felony is serious and can have life-long implications, making it much more difficult for you to lead a normal life. Career opportunities become vastly limited, and there’s also a risk that you won’t be able to work with children or even care for children, including your own children. You could also face jail time, which can be anything from a few months to life without parole.
Felonies are serious, and it’s important to understand that. While you may have the opportunity to apply for your conviction to be overturned or your record to be wiped clean, that doesn’t mean that these things will happen. Unless, of course, you have adequate evidence to prove that you are innocent or that some of the important evidence was not taken into account when you were tried for your crimes. 
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May 15, 2018

3 Reasons You Should Claim Compensation After an Accident

 
Note: This post has been contributed.
 
 
 
Image Credit: Stock Snap
An accident is a costly, frustrating and often painful experience and yet many people would rather not claim the compensation they deserve. Often this is because they don’t want any more trouble or because they are simply too wrung out from the accident itself. Plus, it can be daunting to claim money from someone else, even if they are at fault. 
However, claiming compensation shouldn’t be too difficult that it puts you off. In fact, with the help of a lawyer, you shouldn't have to worry about any aspect of claiming compensation because you will be in safe hands. You can see this attorney for details but in the meantime, if you need more persuading, here are 3 reasons to think about.
 
You Will Need to Cover Medical Costs
Whether you are recovering from a serious accident or you have had a lucky escape, it is very unlikely that you won't have any medical bills to cover. For one thing, you will need to be checked over by the doctor to make sure that you don’t have any unseen issues. In some cases, medical bills can far exceed anything you could imagine and make life very difficult, even after your recovery. 
The purpose of compensation is often to cover the medical costs you have to ensure that you are not forced to use your hard earned savings or take out an unaffordable loan just for the sake of your health. It is incredibly unfair for you to have to pay for treatment for injuries sustained when the accident was not your fault, so you should certainly consider compensation if only for this purpose.
 
You Will Need to Cover Loss of Income
There aren’t many jobs that will give you fully paid sick leave for an extended period of time and if you are one of the many, you may struggle to pay for your basic needs if you can’t earn while you recover. Compensation should also be used to allow you the time you need away from work to get fully better after the accident.
Though you might assume that a lawyer will be too expensive, the best lawyers will normally take a small percentage of the winnings rather than charge you before going to court. This way, you won’t need to worry about paying for their services at exactly the time you need them most.
 
You May Be Able to Set an Example
Sometimes, seeking compensation isn’t just about getting the money you need to cover your costs, but about setting an example to others in the jurisdiction. Some accidents, such as drink driving accidents, can have catastrophic results and so claiming compensation - and winning it - can act as a deterrent for others. 
Claiming compensation might feel a bit scary but the alternative - not being able to pay for your recovery or even basic needs - is much scarier. With the help of a good lawyer, you should be able to secure the money you need to survive and continue with your life. 
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May 12, 2018

Best Films of 2017

Finally ready to call my Best Films of 2017. No completely "wow" films for me yet again this year. Crossing my fingers for 2018.

TOP THREE
Three Billboards
The Shape of Water
Downsizing

WORTH RENTING/STREAMING
Wonder
Disaster Artist
Split
Dunkirk
Oklahoma City
Jigsaw
Brigsby Bear
Coco
Molly’s Game
I, Tonya
Last Flag Flying
Call Me By Your Name
The Killing of a Secret Deer
Star Wars: The Last Jedi
Voyeur
Nerve
Father Figures
The Polka King
Phantom Thread
Band-Aid
The Greatest Showman
Wizard of Lies
Jim & Andy
Baby Driver
Ingrid Goes West

DO NOT RECOMMEND
Logan Lucky
Nobody Speak
The Big Sick
Get Out
mother!
Wonder Wheel
The Florida Project
Ladybird
IT
11/8/16
Brad’s Status
Battle of the Sexes
An Inconvenient Sequel
The Lego Batman Movie
Blair Witch
I Don’t Feel at Home in this World Anymore
A Ghost Story
Personal Shopper
Dark Night
The Shack

DID NOT FINISH
Meyerowitz Stories
The Post
Wonder Woman
Logan
The Little Hours
Case for Christ
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May 12, 2018

Drunk Driving: Myths & Realities

 
Note: This post has been contributed.
 
 
 
Alcohol has an important role to play in culture. There’s no harm in the occasional glass of your preferred tipple, and few people would seek to demonize the enjoyment of alcohol in moderation. 
However, there is a scenario in which alcohol goes from being that friendly, sociable beverage to a genuine threat to life. When people who have been drinking sit behind the wheel of a vehicle, disaster looms large in the distance. Below, we’ll delve into the facts behind drunk driving and answer some of the most common questions people have regarding the subject… 
How big of an issue is drunk driving?
Drunk driving is a real problem throughout the world, but the statistics close to home are particularly concerning. Here’s a glimpse at the facts that indicate the sheer scale of the problem…
  • In 2016 (the most recent year for numbers from the CDC), nearly 10,000 people died as a result of an accident where alcohol was a significant factor.
  • This accounts for 28% of all traffic-related deaths.
  • The figures above are the cases where people were proven to be drunk driving, and for this decision to have horrific and fatal consequences. However, self-reported drunk driving incidents are far, far higher than the total number involved in collisions. Over 100 million people have self-reported driving while under the influence and it going undetected.
  • Nearly a third of all drivers who are convicted for drunk driving are repeat offenders. 
Why do drunk drivers always survive a crash but kill other people? 
This is a common theory. We have all heard stories about how a drunk driver has killed someone, and has lived to tell the tale— or, to be more precise, lived to face a wrongful death lawsuit conducted by the likes of Greene Broillet & Wheeler, LLP. It seems particularly unfair that the drunk drivers always seem to survive, but the innocent (sober) people involved in the alcohol-influenced collision lose their lives. 
There is some truth to the idea that being drunk makes a person more likely to survive bodily trauma, but this has not been definitively proven for drunk drivers specifically. The statistics are combined with all forms of trauma sustained while drunk, rather than just car accidents, so there’s no clear data proof of this commonly-held belief. However, what we do know is that drunk drivers can, and do, die as a result of the crashes they are involved in. One of the reasons we probably believe that drunk drivers are less likely to die is because it seems unfair when they survive and innocents are killed, and that injustice sticks in our minds. 
Why do people drive drunk? 
There’s no way of tracing this for the entire population, but common “reasons” include: 
  • Lack of choice; i.e. being out socializing and needing to get home, not wanting to leave their vehicle unattended overnight.
  • Not feeling like they are sufficiently compromised.
  • And, in some very bizarre cases, some people genuinely do believe they drive better when they’re drunk. This is, of course, false, but the idea persists.
What constitutes “drunk driving”? 
The absolute limit varies between states, but a blood alcohol content (BAC) of over 0.8% is the most common state limit. This is comparable with other countries such as the UK, but is actually 0.3% more than France, and a huge 0.6% higher than is allowed in Sweden. 
In conclusion
Hopefully the above has answered a few questions about drunk driving and, once again, affirmed your dedication to only driving a vehicle when you are stone cold sober.
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May 10, 2018

How To Become A ‘Good Deed’ Person

 
Note: This post has been contributed.
 
 
 
It’s very easy for us to become stuck in our ways. Usually, it takes something major to shock us out of our apathy, because often this hidden sense of personal familiarity can prevent us from even noticing we’re stuck in our comfort zones. As the world around us moves, we can often stay relaxed and calm in our humble position, simply heading to work, forming ideas that our most comfortable and convenient for us, and generally stay this way for years.
However, for some people this idea is quite terrifying. For those that enjoy nurturing their adventuring spirit, there is always something amazing on the horizon. Even more impressive than this is the willingness to push forward and help people less privileged than yourself. Transitioning to a ‘good deed’ form of personal responsibility shouldn’t have to take the death of a relative or an unfortunate personal circumstance to seem appealing. You might find some permanent personal value when dedicating yourself to the following tasks:
Schedule Events
Of course, no charitable deed of any import is a disorganized mess. The very need for good work requires a form of administration to carry that task out. Without an organized approach, it’s easy for even the best intentions to fall to chaos, or to be so weak that they threaten to make things worse. This means sometimes, the ability to schedule events and rally people together about a common cause can help you truly achieve something wonderful. When you unify people with a collective vision, you can really keep the manpower to push for a positive change. This is a wonderful thing to experience, and can truly lend you some excellent insight of the power of positive thinking and action. This might mean organizing a recruiting drive, starting a change.org petition, or generally protesting issues that are near and dear to your heart.
Work With Companies
There are a wide array of companies out there that can offer some truly wonderful remedies to the issues experienced today. Liaising with these companies as a company yourself, or merely as an individual can help you begin enacting change with an organization qualified and capable to make a positive difference. Often this is superior to grassroots change, because the money, quality and skillset involved is generally of a higher caliber.
 For example, using Harvey flood remodeling construction companies in Texas, equipped to handle the voluminous amount of water and commit the best work will always be better and more cost-effective than those simply helping by themselves, enacting solutions that could help in the short term, but aren’t built to last.
Spread Awareness
Lastly, spreading awareness about issues can be a helpful cause for change in itself. This might mean doing charity work such as running a race for a cause, utilizing social media to your advantage or even proudly wearing the emblem of a charity as part of your small business. If you are passionate enough about an issue that means something, you can be guaranteed that someone will listen.
With these tips, you are sure to become a good deed person, worthy of all they put their mind to.
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May 4, 2018

Live To Give: How To Embrace A Charitable Mindset

We all have a choice. And we decide what kind of a person we're going to be, when you think about the fact that people lay down and died for the right to vote, now, we are more selfish and less likely to fight the good fight than ever before. This is why charity begins at home, and this is why we all need to embrace a charitable mindset. But for those people who have being raised in a, for want of a better expression, selfish way, learning how to adopt a more charitable mindset can be quite difficult. Encountering people who are more than willing to step all over you to get what they want is something that encourages the victim to never help anybody ever again. Unfortunately, this isn't the best way to go about bringing change. So, we all need to begin by being charitable in simple ways, and how can we embrace this charitable mindset?
Practicing Gratitude
Doing this everyday does something to you. It makes you appreciate what you have in your life, and by setting aside a small amount of time every day to think about what you are truly grateful for, has a profound effect on your frame of mind. Big entrepreneurs do it, and you can do it too.
Starting Small
If you're expected to give all of your earnings to charity, you're not going to do it! So instead, start small, and start manageable. Donating something little, either by giving change to someone on the streets, or just some shrapnel to the charity bucket, we can feel like we've done a little something to benefit someone else. You don't need to go over the top, but if you've never donated money before, donating a little is the perfect starting point.
Find A Cause You Believe In
It can be as simple as this, you have yet to find the cause you really believe in. Look at your passions, look what stirs your heartstrings, and follow it. Look at someone like Kirk Chewning, an entrepreneur who has devoted his efforts to the recovery after Hurricane Irma and Hurricane Maria. If you sat by idly watching a tragedy on television, and felt that this shouldn't be happening, then aim to be part of the solution. Every little helps.
Donate Your Time
If you have the time, even one afternoon a week, is there a local charity you can work with? It doesn't even have to be a charity; you can go to a nearby old folks home and read to the residents. This idea of being charitable can feel like we are expected to donate a lot of money, for little thanks. But while it's not to get thanks, it's about doing whatever little you can to help people in need. It's very surprising that there are people who are completely reticent to do anything charitable. And if this is you, or you know someone of this inclination, it's all about baby steps. These baby steps will blossom into something beneficial to mankind.
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May 2, 2018

3 Reasons Everyone Should Vote

Note: This post has been contributed.
 
 
 
Image Credit: Unsplash
Voting is at the very centre of democracy. It gives the people a chance to voice their opinions as well as elect a spokesperson to ensure their views are put forward. Whatever your politics and whatever you believe, everyone should take the time to go to their local polling station and cast their vote. 
The more people who cast their votes, the more likely it is that society will come to reflect the views of the majority. Now while this might sound pretty risky given that the public isn’t too bright, it is the best way we have of determining how the political landscape is leaning and what we need to do to make society better for everyone.
 
Engaging in Politics is Your Right
You have the right to engage in politics so it makes no sense for you to ignore this right. If you have an opinion, the most important thing you can do is cast a vote to make sure that someone who represents your views (or at least similar views) is voted in. 
When you choose not to engage with politics, you automatically forfeit your right to complain about everything. Almost everything in society comes down to politics from women’s rights to how frequently the buses run. If you don’t choose to engage, then you are saying that you don’t care about society. This makes no sense. Don’t be so lazy!
 
You Can Spoil Your Ballot If You Want
There are some people who claim that they don’t vote because they disagree with all the candidates and don’t want to vote for anyone. While this point of view is completely understandable, rather than not showing, you should spoil your ballot instead. You can write anything on a ballot paper and make your feelings known this way. 
When people don’t show up to vote, this is regarded as apathy rather than protest. Spoiling your ballot makes it clear to the politicians that they have not worked hard enough to persuade you of their mission and that they can still do more to win you over. Sending this message is much more productive than doing nothing at all.
 
The Youth Vote is Important
In general, the youth vote is always the smallest turnout. Whether it’s in the Presidential elections or the election for the az sec of state, this is a problem. Simply put, the youth of today will have to live with any and all political decisions for a heck of a lot longer than the older voters. Your perspective on life is very different when you are in your 80s to when you are in your 20s. 
Talking to your kids about voting is a good way to set them up for a good attitude to democracy when they are older, but if you can engage younger voters in your social group as well, then all the better. 
The more people vote, the more people get to dictate to politicians how society should work. 
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April 29, 2018

Hobbies That Can Do More Than Just Pass The Time

Note: This post has been contributed.
 
It’s good to have a hobby, and at some point in your life it’s likely that you’ve had one. Whether it be playing with lego, kicking a ball around a pitch, or even painting your nails, there’s something that you’ve enjoyed doing as a hobby. However, hobbies don’t just have to be something you enjoy doing to pass the time. While there’s nothing wrong with that, it’s always great when you can take more away from it than just a few hours of your time. There are many hobbies that can do more than just pass the time. To name a few:
 
Blogging
Many people take to blogging because it gives them a chance to reach out to like minded people, and blog about what they are passionate about. Did you know that not only can you easily do both of these things, but you can make money from doing so as well? Many bloggers begin their blog as a hobby and end up finding their feet and turning into a business in which they can make some extra money on. Thousands of people around the world even live off what started off as a hobby! Take a look at this guide on how you can start your own blog and even some tips on how to begin making money from it too!
 
Hiking
Venturing outdoors is an amazing hobby to take up because it allows you to clear your mind of anything that’s troubling you. Not only that, hiking is a strenuous activity that will help keep you fit and healthy. You can pick up women and men’s hiking shoes fairly cheaply these days, and that’s literally all you need to continuously enjoy your new hobby. One other thing that you might want to invest in is a decent camera so that you can capture all of the amazing sights that you see on your journeys!
 
Collecting
You’ve probably heard of stamp collecting, and many people do it because they enjoy finding all the different designs of stamps and keeping them as a collection. Why not try collecting something that you’re passionate about? Whether it be stamps, old school toys, wine or even records, it will give you enjoyment being able to collect the latest trend and also save it to look at whenever you feel like it. Not only that, in years to come you could fetch yourself a pretty penny for your collection!
 
Gardening 
Finally, gardening is another perfect example of a hobby that can do more than just pass the time. It allows you to destress in the comfort of your own garden, experiment with new plants and ideas for your garden and ultimately, create a haven for you and your family to enjoy and relax in! All you need is a little imagination! Consider these four hobbies so that you can get more out of your pass times than originally expected!
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April 17, 2018

How To Help Your Health By Adjusting Your Mindset

This post has been contributed.
 
When you first realize that you’re not feeling as healthy as you’d like, you sometimes think that things are just meant to be. That you aren’t meant to enjoy great levels of health. Because our health levels are set in stone right? And unless we take medication or get treatment, there’s nothing we can do about it! Well, if that’s how you think, you’d be wrong. Sometimes, people do get really sick and they will need life-saving treatment - but not every health issue has to be this way. In fact, some can be treated with lifestyle changes more effectively than anything else! So if you want to help your health, you’ll need to adjust your mindset. You can control how you spend your money, so of course, you can control how you choose to live your life. Let’s take a look at five ideas that can help you.
See It As A Choice
First of all, you’re going to want to make sure that you realize that how to approach your health levels is a choice. You can choose to take better care of yourself, and you can choose to acquire the knowledge to help you to do this. Reading and becoming more educated on health and your body can help. Sometimes, all it can take is reading one article to help you change your mindset. But above all else, you do have to realize that your future is ultimately in your own hands.
Focus On Your Hydration
One of the best choices you can make for your health is to drink more water. This is something that you’ll hear time and time again - and for a very good reason. Water is like liquid gold. When you ensure that you’re staying hydrated and drinking at least eight glasses each day, your body will feel transformed. You have more energy, your digestion improves, your skin even gets clearer! So give water a chance just to see what a difference it can make to your body.
Fuel Your Body
Next, you’re going to want to make conscious choices about what you put into your body. Yes fried chicken might taste nice, but what is it doing for your health? When you choose to enjoy whole grain, fruits, and veggies above all else (particularly as a balanced diet), your body will thank you. Your weight will be healthy, you’ll have more energy, and you’ll feel better in yourself too.
Enjoy Some Exercise
And what goes hand in hand with healthy eating? Exercise, of course! Now, you don’t have to become a fitness fanatic, but you do need to move more. Go for a walk, join a class, take up tennis - do what you need to do to keep your body active and health issues at bay.
Prioritize Mental Health
 
Finally, you also need to make some room for your mental health in there too. Because how you feel in your mind largely impacts on your physical health. You’ll find that these ten tips can help you to get it right. When you actively take time to care for your mind, your body will feel much better and your health will be balanced.
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April 16, 2018

So You Want To Change Your Money Habits?

This post has been contributed.
 
Poor money management is something that many of us are guilty of, and while they say you can’t teach an old dog new tricks - it’s never too late to improve the way you handle your money. If you’re fed up with living from paycheque to paycheque and always scraping by before the end of the month, then it’s time you did something about it.
Image: Pxhere
With the right attitude and determination to succeed, you can help to change your money habits to leave you with more money left over, and a healthier approach to your spending.Take a look at some of the ways you can improve your finances below.
Get a clear picture of your money
It’s hard to start improving your money management if you don’t know the reality of your situation. While it can be scary to face up to your debts and spending habits, it’s important that you do so. Make a list of all of your income and your outgoings to help you work out where you’re going wrong. If your outgoings are higher than what you have coming in, you’ll have some much-needed changes to make to your spending.
Set yourself a budget
Creating a budget is a smart way to improve your spending habits. Having a budget that is flexible and easy to follow will make it easier for you to stick to it, and leave you with some savings left over at the end of the month. Budgeting allows you to make sure that all of your outgoings are covered, leaving you with a set amount to spend on things such as clothes and eating out. 
You don’t have to be in a tough financial situation to create a budget. Having an ongoing budget is a good way to manage your money, and can help you plan for any increases or decreases in your income.
Make a plan to clear your debts
Dealing with debt should be at the top of your money priority list, especially if you have some high-interest debts to manage. Every month spent paying back interest is costing you money unnecessarily, and you should aim to do something about it.
Make a list of your debts, putting the ones with the highest interest at the top. Allocate more of your money to paying off the highest interest debts first, paying the minimum payment for the ones at the bottom of the list for now. As you clear your debts, you can work your way down the list to help reduce your overall repayments and pay them back quicker. 
If you’re struggling to manage your debts, make sure that you do something about it. While you can help yourself to manage your debt, there is advice and services available to help you cope with debt.
Cut your spending
Getting a better grip on your spending can change your habits for good, ensuring that you have some money to put into savings each month. Some simple tips for reducing your spending overall include:
  • Reduce your monthly bills by switching utility providers or cell phone services. Use comparison sites to help you find the best deal.
  • Get rid of any services you rarely or never use such as gym membership, subscriptions to on-demand services or magazine subscriptions.
  • Adopt a wiser approach to shopping by using discount codes and coupons.
  • Reduce your weekly grocery spend by planning your meals in advance and avoid picking up items you may not want or need simply because there was a deal.
  • Take time to mull over purchases. Sleeping on a decision might make you realize you don’t need the item at all, saving you money on those typical impulse buys.
  • Entertain at home instead of going out - take turns with your friends so that everyone can get involved.
  • Avoid putting things on a credit card simply because you couldn’t wait to buy it. Wait until you’ve got the money or sacrifice something else to buy the things you really want.
Start saving
Whatever your saving goals, having a savings plan is a good way to help you become smarter with money. Whether you’re hoping to save for a house, to go traveling or for a new car - it’s wise to have a plan of how much you need to save each month. Having some rainy day savings is also a good idea, and is something that will keep you in the habit of saving - even when you’re not saving for something specific. 
Familiarize yourself with different ways to save money, using the savings you make to put into your funds to help your savings grow even quicker.
Invest
Once you’ve got some savings in the bag, and an overall healthier financial picture, you can start thinking about making some investments. Investing your money is a good way to help it grow, and you don’t need to be a financial expert to get started. 
There are plenty of ways you can invest your money, including apps designed for first-time investors. Starting off with lower risk investments can help you to develop your confidence in this area, growing your money slowly before you move onto larger scale investments.
As you grow more confident with investing, you can look at other ways to invest your money. It’s worth searching for more info on what you should be investing in to help you get started while talking to an expert or a broker could also help you get the most from your investment. Investing is something that can come with many risks - so you need to make sure that you’re prepared for that before you proceed.
 
Getting a firm handle on your money situation can help ease stress and concerns about your future. While you can still enjoy your money, being sensible and realistic with your spending can help you to avoid getting into debt and being left with nothing to show for your earnings. Start thinking about your financial future and change your money habits for the better now. 
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