Micro-loans: providing third-world entrepreneurs with the initial funding they need to create a profitable business that gets them out of poverty, in the form of an interest-free loan. The Nobel Peace Prize for economics last year went to Muhammad Yunus, founder of the Grameen Bank, for his studies and work regarding micro-loans as a possible answer to the problem of poverty. Feel free to visit Kiva.org and see what it's all about. It's crazy cool.