A couple of weeks ago, I was talking with one of my friends who works at GM about the merger talk that was getting some news, that would turn the Big Three of Detroit's automakers into the Big Two. I asked my friend why either company would be interested in obtaining more debt, more failing business models, or more failed product lines. My friend couldn't figure it out, either. But, I realized something today. What have businesses learned in the last few months with this financial crisis? The keys to financial success have nothing to do with fiscal responsibility or developing marketable products. The key to financial longevity is being "too big for America to let fail."